1 Agreement to Terms
By accessing or using the Auto Smart Policy website (the "Website") located at autosmartpolicy.com, or by contacting us to request consulting services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with any part of these Terms, please do not use this Website.
These Terms apply to all visitors, users, and others who access or use the Website.
2 About Our Services Consulting Only
Auto Smart Policy is a consulting company. We are not an insurance carrier or provider. Specifically:
- We do not underwrite, issue, sell, quote-direct, or bind insurance policies of any kind.
- We provide consulting and educational guidance to help you understand, compare, and review auto insurance options.
- Any insurance coverage, quotes, policies, or contracts are provided solely by the insurance provider(s) you choose, subject to their own terms, eligibility, and approval.
- We are not affiliated with, endorsed by, or acting on behalf of any government agency.
3 No Professional Advice
All content on this Website including articles, checklists, comparisons, FAQs, and general explanations is provided for general informational purposes only. It does not constitute legal, financial, tax, or insurance advice, and it may not reflect the most current developments in insurance regulations or provider offerings.
You should consult directly with your insurance provider or a licensed professional regarding your specific situation before making coverage decisions.
4 Accuracy of Information
We aim to keep information on this Website accurate and up to date, but we make no warranties or representations as to the completeness, accuracy, reliability, or availability of the Website or its content. Any reliance you place on such information is strictly at your own risk.
5 User Responsibilities
When you submit information through our contact form or communicate with us, you agree to:
- Provide true, accurate, current, and complete information.
- Use the Website only for lawful purposes and in accordance with these Terms.
- Not attempt to interfere with, disrupt, or gain unauthorized access to the Website or its systems.
- Not submit false, misleading, or abusive content, or any content that contains viruses or malicious code.
6 Communications Consent
By providing your phone number or email address through our contact form, you consent to be contacted by Auto Smart Policy regarding your inquiry, using the contact details you provide. Message and call rates may apply depending on your carrier. You may request that we stop contacting you at any time by emailing info@autosmartpolicy.com.
7 Intellectual Property
The Website and its original content, features, design, text, graphics, logos, and overall look and feel are owned by Auto Smart Policy and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any part of the Website without our prior written permission.
8 Third-Party Links & Providers
This Website may reference or link to third-party websites, tools, or insurance providers for your convenience. We do not control and are not responsible for the content, products, or practices of any third-party sites. A reference to any provider does not imply affiliation, sponsorship, or endorsement. Your interactions with third-party providers are solely between you and them.
9 Limitation of Liability
To the fullest extent permitted by applicable law, Auto Smart Policy and its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of (or inability to access or use) the Website;
- Any conduct or content of any third party on the Website;
- Any reliance placed on information presented on the Website; or
- Any coverage decision you make with an insurance provider.
Your sole remedy for dissatisfaction with the Website is to stop using it.
10 Indemnification
You agree to indemnify and hold harmless Auto Smart Policy from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of the Website, your violation of these Terms, or your violation of any rights of another party.
11 Disclaimer of Warranties
The Website is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components.
12 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Delaware.
13 Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.
14 Contact Us
If you have any questions about these Terms & Conditions, please contact us:
- Business: Auto Smart Policy (Consulting Company)
- Address: 5109 Brigantine Cay Ct Texas City, Texas 77590
- Phone: 1 (888) 537-7885
- Email: info@autosmartpolicy.com
Also see our Privacy Policy, which explains how we collect and handle your information.